Travel insurance — an optional pre-trip expense whose value isn't visible until something goes wrong. Let's look at why it's worth considering.
What it covers
- 💊 Medical expenses — hospital, medication, doctor visits
- ✈️ Flight cancellation — money refunded
- 🧳 Lost baggage — financial compensation
- 📞 24/7 assistance — embassy and emergency contacts
- 🚑 Medical repatriation — return to Georgia
Cost
Standard policy for a 7-day trip to Europe: $10–$20. Annual multi-trip — $70–$150 (more cost-effective for 10+ flights).
Price depends on several factors — coverage limit (€30K to €1M), age, pre-existing health conditions.
Required or not
For a Schengen visa — required with at least €30,000 coverage. For the UK — not required but recommended.
Turkey, UAE — not required.
Even for a short visit to the USA — medical costs are the highest in the world. Insurance is essential.
Where to buy
- GPI Holding — one of Georgia's major insurers
- Aldagi — wide product selection
- TBC Insurance — through your bank
- Allianz — international
- World Nomads — for frequent travelers and digital nomads
Tags
#insurance#safety#travel
